Free Credit Card Terminal & Paper Offer

• EMV and NFC Contactless Built In – EMV 4.x L1 and L2 certified
• Tri-Comm capability (Dial, IP & WiFi)
• 3.5” TFT LCD with PCT touch screen for signature on the screen
• 2.4’’ Color LCD with backlight
• 192 MB of Memory   (128 MB RAM / 64 MB DDR RAM)
• Model:  The Vega 3000 is PCI PTS certified
• Apple Pay, Samsung Pay, Google Wallet, Visa payWave, MasterCard PayPass,
• Display logo on the screen and print logo on the transaction receipts
• Scroll multiple images on the terminal display when in idle mode
• Ideal for signature capture and upload to the DeNovo business portal
• Great solution for SPIn integration to POS systems
• 32bits 400MHz high speed microprocessor

• Pricing should be displayed as credit amount “Cash discount at checkout”
• Prices should show in multiple places (menus, price sheets, by the register etc.)
• Can’t discriminate fees between card brands or consumers!
• No Bypass option- if fee is refused – cancel transaction)

– Overview –

• Cash Discount Given On Terminal
• Cash Discounts Shown on Receipts
• Back Office extensive reporting
• Detailed reporting- Fees, Tips, Tax’s etc.
• Extensive understanding of Compliance
• Strict following of Associations rules and states law
• Simple. Clever. Compliant. Proven.

Custom Fee Option – Store prices are CASH prices

Popular Usage: “Non Cash Adjustment Fee”

• Prices listed in store are already discounted for cash
• Pay cash and get discounted ticketed price
• The non-cash (credit/debit) price is “adjusted” to non-discounted regular discounted price (single line)

Custom Fee Options

• Fix amount, tiered fees table
• Credit and debit cards equally
• Ability to bypass fee at the terminal or cancel transaction
• Ability to disable prompt and have no confirmation prompt
• Reporting

Design Your Own Program Based On Your Compliance Understanding

• A Custom Fee must be assessed to both the credit and debit transactions equally
• The fee can be named and set right from the file build
• Can be a fixed amount, a percentage or a combination of both (upper or lower to the custom fee limit [ie: <25.00 fee is flat .50 AND >$25.00 Fee is rate 3.85%])
• Can be up to 5 different fee limit tiers
• Split dial with multi MIDs (principle & tip or principle & fee)
• Bypass, cancel or no prompt at all!

Surcharge Fee – For Credit Only (No Hybrids)

• A surcharge can only be applied to credit. If the card is a hybrid card (says debit on the card), the surcharge is not allowed and therefore will not be charged, even if the hybrid card is run as credit
• Surcharge is regulated by the Card Associations
• There are state specific restrictions
• Configurable in STEAM settings for rate or flat fee per card type
• Rate for surcharge will be configured per card brand: Visa, MC, AMEX, Discover, etc.

Each card brand will have rates configurable for the following cases:

• Swiped/Tapped
• Manual Card-­‐Present (CP)
• Manual Card-­‐Not-­‐Present (CNP)
• Rate will be configured as a percentage of total transaction amount, or fixed fee
• Disclaimer will appear on bottom of both receipt copies

Merchant Fee – PIN Debit only

• A Merchant Fee can only be applied to PIN Debit transactions, if the card is a hybrid card and not run as a debit sale the merchant fee will not be applied
• Merchant_Fee_Cashback_Only activates the merchant fee feature only when cash back is requested from the debit transaction
• Configurable in STEAM settings for rate or flat fee
• Configurable for all debit sale or only debit with cash back sales